Insurance services available

  • XSSR Excess of Loss

In partnership with QBE, we offer Excess of Loss covers to open market clients.

Due to ever-evolving market conditions and legislative changes, it is becoming increasingly common for lead contractors to demand their sub-contractors hold higher limits of indemnity.

Not all liability insurers are prepared to offer these limits from the ground up, so an excess of loss policy (or multiple policies) may be necessary in order for your clients to meet their contractual requirements relating to indemnity limits.

We can follow most primary insurers’ wordings and we can consider a vast range of trades, from straightforward non-contracting business to difficult-to-place heavy contracting risks. We offer competitive pricing and commission levels, with premiums starting at £400.00 + IPT. You can expect excellent service with dedicated underwriters and immediate documentation available.

Because of our follow-form policy wording, we provide specialist covers under our Excess of Loss policies. Plus, we’ve got an appetite for a wide range of industries and trades.

Insurance that covers...

  • Excess Employers’ Liability
    Delegated underwriting authority up to £25m in house, up to £100m available upon referral
  • Excess Public/Products Liability
    Delegated underwriting authority up to £25m in house, up to £100m available upon referral

Ready to get a quote?

Our XSSR Excess of Loss product is available offline only. If you'd like a quotation, please download our proposal form and send the completed form to to the email address below.


T. 0117 9300 100
E. info@ssr.co.uk

We’re the specialists

XSSR Excess of Loss

  • Excess of loss policies available for both Employers’ Liability and Public/Products Liabilities.
  • Discounts available for Clients who incept both Excess Employers’ Liability and Excess Public/Products Liability via the XSSR facility .
  • A dedicated team of underwriters delivering efficient service and an insurer you can trust.

Arrange a call: 0117 930 0100

Broker Development Team

If you are looking for an account managed service, we have a dedicated and experienced Broker Development Team who are ready to discuss your needs. 

Broker Development Team

 

Product insights

“Do your clients’ have sufficient indemnity limits to cover their liabilities? Changes to the Ogden Discount Rate may leave policyholders exposed if their EL limit of indemnity isn’t enough to cover large losses.”

Product insights

“Some insurers may be able to ‘ventilate’ layers – provide the primary layer and the final layer, where another insurer underwrites the middle layer.“

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